Terms of Service

These Terms of Service govern your use of the website located at www.sahavo.com and any related services provided by Sahavo.

By accessing www.sahavo.com, you agree to abide by these Terms of Service and to comply with all applicable laws and regulations. If you do not agree with these Terms of Service, you are prohibited from using or accessing this website or using any other services provided by Sahavo.

We, Sahavo, reserve the right to review and amend any of these Terms of Service at our sole discretion. Upon doing so, we will update this page. Any changes to these Terms of Service will take effect immediately from the date of publication.

These Terms of Service were last updated on November 8, 2025.

About Sahavo

Sahavo provides invoicing tools that enable Users to send invoices in bulk by email, embed QR codes for payment, automatically issue payment reminders, and record payments by parsing forwarded payment confirmation emails from services such as Zelle or Venmo. Sahavo does not access User bank or payment-processor accounts and does not handle or transmit funds between Users and their payers.

Users pay a flat monthly subscription fee for access to the Service. Sahavo does not charge any transaction or percentage-based fees on payments collected by Users.

Credit for payments will be applied only after Sahavo receives and verifies a valid forwarded payment confirmation email. Delays or errors in forwarding may result in delayed application of payments.

Payments and Billing

Subscription Fees

Users pay a flat monthly subscription fee for access to the Service. Sahavo does not charge any transaction or percentage-based fees on payments collected by Users from their customers.

Verification via Forwarded Emails

Credit for payments will be applied only after Sahavo receives and verifies a valid forwarded payment confirmation email. Delays or errors in forwarding may result in delayed application of payments. Users remain responsible for ensuring that all forwarded emails are accurate and complete.

Duplicate Zelle Name Policy

Because Sahavo identifies Zelle payments by the sender’s display name in the Zelle confirmation email, Users must ensure each payer has a unique Zelle display name. If duplicates exist, the User must instruct one payer to modify their display name (for example, by adding a middle initial or business name). Sahavo is not responsible for delays or errors caused by duplicate sender names.

Limitations of Use

By using this website, you warrant on behalf of yourself, your users, and other parties you represent that you will not:

  • modify, copy, prepare derivative works of, decompile, or reverse engineer any materials and software contained on this website;

  • remove any copyright or other proprietary notations from any materials and software on this website;

  • transfer the materials to another person or "mirror" the materials on any other server;

  • knowingly or negligently use this website or any of its associated services in a way that abuses or disrupts our networks or any other service Sahavo provides;

  • use this website or its associated services to transmit or publish any harassing, indecent, obscene, fraudulent, or unlawful material;

  • use this website or its associated services in violation of any applicable laws or regulations;

  • use this website in conjunction with sending unauthorized advertising or spam;

  • harvest, collect, or gather user data without the user's consent; or

  • use this website or its associated services in such a way that may infringe the privacy, intellectual property rights, or other rights of third parties.

Acceptable Use of the Service

In addition to the above limitations, Users may not:

  • use Sahavo to issue fraudulent or misleading invoices;

  • forward altered, falsified, or unauthorized payment confirmation emails;

  • attempt to interfere with, disable, or misuse Sahavo’s email-processing or tracking systems; or

  • use the Service in violation of the terms of any third-party payment platform (including, but not limited to, Zelle or Venmo).

Sahavo may suspend or terminate access to the Service for violations of this Acceptable Use section.

Intellectual Property

The intellectual property in the materials contained in this website are owned by or licensed to Sahavo and are protected by applicable copyright and trademark law. We grant our users permission to download one copy of the materials for personal, non-commercial transitory use.

This constitutes the grant of a license, not a transfer of title. This license shall automatically terminate if you violate any of these restrictions or the Terms of Service, and may be terminated by Sahavo at any time.

User Data Ownership and License

Users retain ownership of all data they submit to the Service, including invoice details, customer information, and forwarded payment confirmations. By submitting such data, Users grant Sahavo a limited, non-exclusive, royalty-free license to store, process, and transmit that data solely as necessary to operate and improve the Service. Sahavo does not publish, sell, or share this data except as required by law or as described in its Privacy Policy.

Liability

Our website and the materials on our website are provided on an 'as is' basis. To the extent permitted by law, Sahavo makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property, or other violation of rights.

In no event shall Sahavo or its suppliers be liable for any consequential loss suffered or incurred by you or any third party arising from the use or inability to use this website or the materials on this website, even if Sahavo or an authorized representative has been notified, orally or in writing, of the possibility of such damage.

In the context of this agreement, "consequential loss" includes any consequential loss, indirect loss, real or anticipated loss of profit, loss of benefit, loss of revenue, loss of business, loss of goodwill, loss of opportunity, loss of savings, loss of reputation, loss of use and/or loss or corruption of data, whether under statute, contract, equity, tort (including negligence), indemnity or otherwise.

Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Taxes and Compliance

Sahavo may allow Users to include tax amounts on invoices; however, Sahavo does not calculate, determine, or verify any taxes, rates, or liabilities. Users are solely responsible for determining the correct taxes to collect, ensuring compliance with all applicable tax laws, remitting any collected taxes, and maintaining their own records. Reports provided by Sahavo are for convenience only and do not constitute tax or accounting advice.

No Payment Processing; No Financial or Tax Advice

Sahavo is not a payment processor, money transmitter, bank, accounting firm, or tax advisor. All payments occur directly between the User and their payers via third-party platforms (for example, Zelle or Venmo). Sahavo disclaims any responsibility for third-party platform availability, delays, or errors.

Accuracy of Materials

The materials appearing on our website are not comprehensive and are for general information purposes only. Sahavo does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on this website, or otherwise relating to such materials or on any resources linked to this website.

Marketing and Testimonials

From time to time, Sahavo may request feedback, reviews, or testimonials from Users. If a User voluntarily provides such material, Sahavo may publish it (with the User’s consent) for marketing or informational purposes. Users may withdraw consent for publication at any time by contacting Sahavo, and the Company will remove the testimonial within a reasonable period.

Links

Sahavo has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement, approval or control by Sahavo of the site. Use of any such linked site is at your own risk and we strongly advise you make your own investigations with respect to the suitability of those sites.

Right to Terminate

We may suspend or terminate your right to use our website and terminate these Terms of Service immediately upon written notice to you for any breach of these Terms of Service.

Severance

Any term of these Terms of Service which is wholly or partially void or unenforceable is severed to the extent that it is void or unenforceable. The validity of the remainder of these Terms of Service is not affected.

Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the State of Texas, without regard to conflict-of-law principles. The parties agree that the state or federal courts located in Collin County, Texas, shall have exclusive jurisdiction and venue for any dispute arising out of or relating to these Terms of Service.